Protecting is planning too
We spend years building: a job, a home, savings, a future for our children. But a financial plan isn’t complete if something unexpected — an illness, an accident, a lost income — can undo it in a few months.
In this workshop we talk about protection without fear and without pressure: with clear information so you can make informed decisions for yourself and your family.
Each session stands on its own: join even if it’s your first time.
What we’ll cover, topic by topic
1. Why financial protection is part of a solid plan
Saving and investing help you grow; protection helps you avoid going backwards. We’ll see why protection is the foundation that holds up all your other goals.
2. How a loss of income could affect a family
Your ability to earn an income is very likely your most valuable asset. Using simple examples, we look at what happens to the rent or mortgage, expenses and family plans if that income stops.
3. The basics of life, disability and critical illness insurance
Three tools with three different purposes. We explain in simple words what each one covers, how they differ and when each is usually considered.
4. Your protection needs by stage of life
A single newcomer doesn’t need the same thing as a couple with children and a mortgage, or someone approaching retirement. You’ll learn to identify what’s a priority for you today.
5. Protecting your family, your debts and your goals
From the mortgage to your children’s education: we’ll look at how to keep a debt or an unexpected event from becoming a burden for the people you love most.
6. Bringing insurance and savings into one strategy
Protection and growth don’t compete — they complement each other. We close by seeing how insurance and savings accounts fit within a coherent financial plan.
What you take home
Identify the most important financial risks for your family and understand the tools available to address them.